Hi. In a few months my mum’s home will be fully part of her assets as the 2 year cap will end. Her home is approx $1.1M, she has a DAP of $550K (as she is in aged care) and has approx $40K other assets/cash etc. Is there a way to save her pension. Is it too late for a granny flat deal, is she too old to put it all into pension. What about a trust??? What about the Careplus Annuity?? Her grown son has her home as his official place of residence - can this help? TIA