My mum (80+) is looking to marry a man also in his 80’s. Mum has enough money in the bank, has a unit in a retirement village and is on widows pension, she covers her own lifestyle but is not wealthy. He has a lot more money and assets than mum and they put him out of receiving a pension and when mum marries she will lose her pension too. This is ok as he will provide her with what she needs. They are in process of writing up a BFA to cover all this. We are ok with this part of things
Where the issue is that if mum needs to go into high care for either mental or physical issues she will be assessed on his assets. Is there anyway that she can sever the relationship so that she goes back to being assessed on the pension and her own assets? He cannot afford nor is willing to pay the RAD or DAP and we cannot afford to. Even with mums assets she would not be able to afford the RAD.
Help how do we tackle this?